We use cookies to secure and tailor your web use. Extra repayments We use cookies to secure and tailor your web use. Different terms, fees or other loan amounts might result in a different comparison rate.
Reduced repayments Loan establishment fee Progress draws (for construction)
The amounts that a comparison rate is based on will be in the fine print.Credit criteria, fees and charges apply. Fees and charges and normal credit criteria apply. An offset account; Redraw facility
Available with new fixed rate loans or to existing variable rate loan customers looking to fix all or part of their loan. Some other service fees may apply from time to time, including overdrawn or … Parental leave Our A comparison rate is designed to help you understand the overall cost of a loan based on several relevant factors, rather than just the interest rate.
Full details are available on request. Each comparison rate accounts for the:The loan with the lowest interest rate isn’t always the cheapest option.
100% offset When researching products offered by different providers, you can use the respective comparison rates as a more accurate indication of loan cost than you would otherwise get by only comparing interest rates. Repayment holiday Full details are available on request. Consider its appropriateness to these factors before acting on it. Portability Westpac accepts no responsibility for the availability or content of third party websites. These may change or we may introduce new ones in the future.
2.29% p.a. Our 1.
**Low Rate Balance transfer promotion: This offer is available when you apply for a new Low Rate credit card between 15th July 2020 and 2nd December 2020, and request at card application to transfer balance(s) from up to 3 non-Westpac Australian issued credit, charge or store cards. A balance transfer fee of 1% will apply to balance(s) transferred to a new Low Rate credit card. You must provide a minimum of 31 days’ notice to access funds prior to maturity (except in cases of hardship). Interest rates and discounted margin are subject to change.
Fixed rate lock in
Increase loan if you need additional funds 2. Read the Comparison Rate Warning. Rate is not available in conjunction with any bonus interest or other special rates offered on Westpac Term Deposits. If the deposit or any part of it is withdrawn early, an interest rate … comparison rate*) on the Fixed Options Home Loan. Lending criteria apply to approval of credit products. Customers can make total prepayments of up to $15,000 (cumulative) for loans fixed prior to 21 March 2009, $25,000 (cumulative) for loans fixed between 21 March 2009 and 16 March 2012 or $30,000 (cumulative) for loans fixed on or after 17 March 2012, without costs or fees applying.Conditions, fees and charges apply. Depending on the option you choose, a Westpac home loan may include the following:. This information does not take your personal objectives, circumstances or needs into account.
*Comparison rate based on loan amount of $150,000 and a term of 25 years. Combination loan establishment fee Combination loan Business interest rates Interest rates are current as at 25 August 2020 and are subject to change without notice. This can help you decide which option might suit your needs.Remember that when you look at comparison rates, the loan amounts and terms don’t cover all possible situations – so they may not be an accurate reflection of your particular loan. Westpac home loan features. Terms and conditions available on request.Conditions, fees and charges apply. Note that comparison rates only apply to loans with a fixed term, not lines of credit such as flexi loans, as there are too many variables. Read the disclosure documents for your selected product or service, including the The comparison rate is based on a secured loan of $150,000 over a term of 25 years. 3. Consider its appropriateness to these factors before acting on it. These may change or we may introduce new ones in the future.
Lending criteria apply to approval of credit products. Terms and Conditions apply and are available on request.2.
3. Applies to owner occupier home loans with principal and interest repayments with a Premier Advantage Package # ($395 annual package fee applies). This information does not take your personal objectives, circumstances or needs into account. *Special fixed rate eligibility criteria: minimum of 20% equity, plus salary credit to a Westpac transaction account, to be issued prior to drawdown date.These special fixed interest rates cannot be used in conjunction with any other Westpac home loan offers or discount packages, including previously negotiated offers, legal fee contributions or the Westpac Choices Home Loan with Airpoints™. Monthly loan maintenance fee
Compare Home Loans. Westpac has a full range of home loans, including basic, package, line of credit and other … The comparison rate is based on a secured loan of $150,000 over a term of 25 years. (3.53% p.a. For instance, a loan with a low interest rate but high fees and charges may have a higher comparison rate than a loan with a higher interest rate but low fees and charges. Fees and rates shown are current as at 27 August 2020 but are subject to … Read the disclosure documents for your selected product or service, including the
Redraw
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